Posts Tagged obamacare
Headlines all over are praising the Affordable Care Act (ACA), also known as Obamacare – and the record health insurance enrollments that it has experienced. In fact, a Gallup poll suggests that the uninsured rate has fallen to the lowest since 2008.
This mega enrollment is supposed to somehow be a sign that Obamacare is great and successful and amazing and what have you.
What everyone seems to conveniently forget, however, is that, yes of course enrollment under the Affordable Care Act has risen. That is what happens when you force people, under penalty of law, to become the customers to cut throat insurance companies. Not like anyone had a choice but to enroll. If anything, this is more of a hallelujah moment for insurance companies.
What I wish this poll would do is to maybe also dig in deeper and tell us about the affordability of those plans for those people who were forced to purchase them, such as the Silver and Bronze plans with their $5,000 and $10,000 deductibles (remember that low income levels do not qualify for the better, low deductible Gold and Platinum plans under the ACA).
So now great, yaay, person X who before did not have health insurance because he works for a selfish, greedy employer not wanting to give someone making 30k a year access to health-care, will now have to purchase that insurance. Sure, the government may help him out if he is poor enough – and I don’t think that as far as the government is concerned making 30k is poor enough to qualify for such aide – but how is he going to come up with a $5,000 deductible, because even if the government helps, it helps with the premium, not with the deductibles.
Moreover, most medical care people access is for routine check ups, x rays, blood work etc – all of which fall well below the $5,000 deductible. So, really, for people under those plans, insurance companies are just collecting their money but not paying for services until they meet their deductible. How can someone making 30k do that? If people are going to pay out of pocket for those routine things anyway, then why have health-insurance at all?
Even those that may have more expensive illnesses to struggle with still need to come up with the $5,000 first before the insurance plan kicks in and pays for services.
So no matter how you look at it, poor people are still in the same boat as before. Sure, now it looks good as far as enrollments on a sheet are concerned, but I doubt that if one were to really dig in, things would look as rosy as everyone is trying to make it look like.
The success of the ACA remains to be seen years down the road, when people – notably poor, struggling people – are tasked with meeting those ridiculous deductibles. Enrollment numbers do not indicate anything but people having done what they were supposed to do under the new law. Again, not like they had much of a choice.
As someone who supports universal healthcare and believes that access to health-care is a human rights issue, I am deeply disappointed at the false accolades the ACA is receiving. Some say it is a good step in the right direction and so on, but is it? Is forcing people to pour billions of dollars into the bottomless, greedy purses of insurance companies a good thing? Is the free market really the best place for health-insurance? Should entities that have only profit in mind be put in charge of making health-care decisions for us? Can you call it successful when someone is forced to enroll in a plan that has a $10,000 deductible?
Ten grand is a lot of money, for a lot of people, even for middle-class wage earners, not just the utterly poor. A lot of people, even those with relatively well-paying jobs are struggling. Having to come up with hundreds of dollars everytime you go see a doctor, until you meet your ridiculous 5k or 10k deductible is hardly affordable.
The effectiveness of the ACA needs to be measured by a host of other factors indicative of success of such a plan, not by enrollment numbers alone. The only thing the Gallup poll did is confirm that yes, people are abiding the law, as they were required to do. That’s all.
These images and write ups really bring tears to my eyes and make me so happy. I am so glad to see people are being helped and I am baffled beyond belief that anyone, politician or just ordinary citizen, would oppose the Affordable Care Act (ACA) and think it is ok to let people get or remain sick and then die because they cannot afford paying for health care – to the point of threatening economic and social harm to extract concessions from the President without needing to make any policy concessions in return. It is absolutely unfathomable to me how someone can call themselves a human being and hold such a sentiment.
I understand that the Affordable Care Act is not perfect, that it is not what a lot of us progressives wanted, namely a single-payer system whereby the government pays for all health care costs or even a public option, whereby government-run health insurance agency competes with other health insurance companies, but this is a start and a lot of people who before were not eligible to receive coverage and were turned down or could not afford it, are now finally getting the help and relief they need.
Thank you Mr. President. Your mother who died of cancer and was struggling until her last breath with insurance companies would have been proud.
That is a huge understatement, Mr. President. I mean, for a second there I thought he was so passionate and enthusiastic about this, he would momentarily break down and yawn.
Shutting down the government so that millions of Americans don’t get health care is not just a bad idea – you pudding of a man – it is callous and contemptible and speaks of a peoples who lack compassion and empathy.
I am always amazed, and with that I mean shocked to my core and appalled, at the ease with which conservatives/Republicans take comfort in the idea of denying health care to millions of Americans.
But that is the running, concurrent theme in a country where its people go marching for gun ownership and against health care for people. Just as it was the case with the bail out: of course students and us mere middle class 99%ers were not, and never will be, worthy of a bail out. That is reserved for the crooks who got us into this. Decent, law abiding people do not get bailed out, the white collar criminals, the robber barons and the politicians who support them do. Why forgive student loans or keep interest rates low for everyone at all times when you could give all that money to Wall Street, oil companies, the military industrial complex and Israel.
The sad reality in this, of course, is that as long as Congress-members are in bed with the likes of Koch Brothers as opposed to mistresses, everyone is fine. Screw over the entire country, you are good, you get bailed out and called an example of the grand American Dream, a hard worker. Text a picture of your dick to your mistress, it is a scandal and you are a scum, wreck sex addict who deserves to crawl into a cave to never return.
Yeah, priorities. We got them.